While BNPL platforms promise easy timely payments, they have substantial hidden risks for consumers, lenders and the overall ...

More than one-fifth of consumers used Buy Now, Pay Later (BNPL) loans in 2022, with many of these borrowers having low credit scores, according to . a study by the Consumer Financial Protection ...

BNPL adoption is expected to surge this holiday season. Dive into the latest trends, consumer habits, and what this means for ...

The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...

After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the ...

Katherine Adkins, Chief Legal Officer, Affirm noted that consumer spending is the engine that drives the American economy.

Buy-now-pay-later services (BNPL), such as Klarna and ... Jess Riley, a 31-year-old content creator who has shared her debt journey on TikTok, said that BNPL, combined with micro-fashion trends ...

When you're ready to purchase a new coat from Neiman Marcus or a new iPhone from Apple, you have the option of financing the cost of your order over time with buy now, pay later. BNPL, also known ...

If you frequently rely on Buy Now Pay Later (BNPL) schemes to cover your needs—and even your wants—you may want to take note of the latest findings from the U.S. Consumer Financial Protection ...

today released key guidance and takeaways from a study that analyzed the impact of including ‘Buy Now, Pay Later’ (BNPL) loans in a consumer’s FICO® Score. FICO conducted the 12-month study ...