or pension plan. Two of the most common types of IRAs are traditional and Roth. When considering opening an IRA, most people will compare the two. Traditional and Roth IRAs have different tax ...

Be sure to keep check of your contributions across all accounts, and use tools like MarketBeat's Roth IRA calculator to ensure you're on track with your goals. At withdrawal, Roth IRAs shine as a ...

No, you can't borrow money or take a loan from an IRA. That said, there are some ways to get money out of your traditional IRA or Roth IRA in a ... type of retirement plan that often allows ...

Evaluate the potential benefits of a Roth IRA conversion in light of current tax laws and economic projections.

If you want to convert assets from your 401(k) or another employer-sponsored plan to a Roth IRA, make sure the money is transferred directly to the financial institution through a trustee-to ...

If you live in an eligible state and your employer doesn't offer a 401(k) or another retirement savings plan, you'll automatically be enrolled in an auto-IRA, which is a Roth IRA by default.

Everyone knows it’s important to save for retirement. And yet there are lots of people who don’t have a single dollar saved for when they stop working. Why? The reason may be as simple as they ...

When you convert funds from a traditional IRA or 401(k ... If you retire at 62 and plan to start taking Social Security at 67, the years between 62 and 67 might be prime for Roth conversions.

And there’s perhaps no more flexible retirement savings plan than the Roth IRA. Because Roth IRAs are funded with after-tax dollars, there are no penalties for early withdrawals. This means that ...

A custodial Roth IRA is a retirement account for minors that allows for tax-free growth. It provides all the benefits of a regular Roth IRA, but it’s geared toward kids and requires an adult to set up ...

You can get those advantages for funds in your traditional IRA by transferring them into a Roth account. You’ll have to pay income taxes now on funds you convert, but spreading conversions over ...