Key Points Roth IRAs offer a world of benefits over traditional retirement plans. Converting a traditional 401(k) plan to a ...

Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

A potential solution is a Roth IRA conversion, otherwise known as a “backdoor Roth.” With a conversion, you take assets in an existing pre-tax account, like a traditional IRA or 401(k), and ...

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

While you need earned income to contribute to a Roth IRA directly, earned income isn’t required to convert a pre-tax account into a Roth IRA. (If you have similar questions surrounding ...

As painful as it is to pay taxes during your working years, you might loathe the idea of paying taxes in retirement even more ...

The benefits of Roth IRAs are undeniable. Their earnings and withdrawals come tax-free. You don’t have to take any required minimum distributions on them. Still, advisors warn, converting your regular ...

Generally speaking, the lower your income in a given year, the more favorable it is for you to convert to a Roth IRA. So, for example, if you have already retired, but have not started collecting ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

Generally speaking, the lower your income in a given year, the more favorable it is for you to convert to a Roth IRA. So, for example, if you have already retired, but have not started collecting ...