7 Best Funds to Hold in a Roth IRA
While you can avoid taxes with smart asset selection – like tax-exempt municipal bond funds or closed-end funds (CEFs) that pay a return of capital, which reduces your cost basis and is not immediately taxable – there's an easier alternative: asset location.
Four Roth IRA Pitfalls Your Adviser May Not Tell You About
Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, both of which could be invaluable to Americans who wind up in a higher tax bracket than expected later in life.
Should Your Kids Have A Roth IRA?
If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change their financial situation in retirement.
We contributed to our kids' Roth IRAs to help them get a financial head start
When our kids started work as teenagers, we made a deal with them. If they contributed 25% of their income to Roth IRAs, we'd match them 3-to-1.
Should you use your Roth IRA to buy a house?
If you have a Roth IRA retirement account, though, it can be used as a source of funds for that all-important part of the homebuying process. Here’s what you need to know. A Roth IRA is a retirement account funded with after-tax dollars,
When A Roth IRA Does Not Make Sense
Tired of hearing conflicting financial advice? 🤔 This video debunks the myth that you should always choose a Roth IRA over a brokerage account. We'll explore why this advice is misleading and can actually hurt your financial future.
I Absolutely Prefer a Roth IRA to a 401(k) for Retirement Savings. Here's Why.
Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...
I’m 58 years old and living in California with $137,000 in a Roth IRA, but I’m a bad investor and lost 8% last year — what can I do to secure my retirement savings?
When you have $137,000 in a Roth IRA and you lose 8% in a single year, that can be pretty upsetting — especially if you're 58 ...
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We’ve stashed over $2 million in our 401(k) accounts – should we switch to a Roth to hedge our bets?
Getting caught up in a financial Reddit thread is surprisingly easy. After all, where else can you learn the financial ...
Only 17% of Americans Use This Amazing Retirement Account
Among workers who have access to a Roth 401(k), only 17% contribute to one. Here's why others want to start ASAP.
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Best Roth IRA accounts of March 2025
The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...
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3 Reasons You Should Be Saving for Retirement in a Roth IRA
There’s a reason many people opt to save for retirement in a traditional IRA. These accounts offer a tax break on the money ...