For perspective, let's imagine you invest $500 monthly into an IRA and average 10% annual returns for 20 years. After those two decades, you would have around $343,650 in your account (not accounting ...

Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...

Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...

A Roth IRA is one of the most powerful tools for building a tax-free retirement. Unlike traditional retirement accounts, Roth ...

The jockeying and the April 15 tax deadline are timely reminders that smart retirement planning involves taking advantage of ...

Taxes are a valid concern if you want to roll over $720,000 from your retirement fund into a Roth IRA. While you won’t pay ...

While you can avoid taxes with smart asset selection – like tax-exempt municipal bond funds or closed-end funds (CEFs) that ...

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...

Planning for retirement is one of the most important financial decisions you’ll make in your lifetime. Among the many options ...

There’s a reason workers are often advised to save for retirement in a Roth IRA or 401(k). Not only do Roth retirement plans ...