The inquiry focused on contributing to a pre-tax 401(k) instead of a Roth 401(k), with the intention of investing the tax ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

Whenever anyone thinks about a 401(k), there’s a pretty good chance it’s widely mentioned as one of the best retirement ...

Who doesn’t love tax-free income? When you retire with assets in a Roth IRA or Roth 401(k), you will be able to take retirement income from these accounts without getting hit with income taxes.

A 401(k) to Roth IRA conversion may not be an option if you're still employed with the company you have your 401(k) through. 401(k) to Roth IRA conversions typically raise your tax bill unless you ...

You can contribute to two retirement accounts—but know the rules Oscar Wong / Getty Images You can contribute to both a Roth IRA and an employer-sponsored retirement plan, such as a 401(k ...

Philanthropist and author Tony Robbins shares a warning for workers about a challenging but likely fact of the future, but ...

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...

Contribution limits are not reduced to a Roth or traditional IRA based on 401(k) participation, so maximize contributions if ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

Consider your income and deductibility if you are covered by a 401k. Another income limit that can hinder your IRA savings is the Roth IRA income limit. Roth IRAs have the potential to be very ...

If you live in an eligible state and your employer doesn't offer a 401(k) or another retirement savings plan, you'll automatically be enrolled in an auto-IRA, which is a Roth IRA by default.