When you must take your first RMD depends on your age. While RMDs currently begin at age 73, that won’t always be the case. Under the SECURE 2.0 Act, the RMD age is set to increase to 75 in 2033.
How Much Is the Required Minimum Distribution (RMD) If You Have $100,000 in Your Retirement Account?
Your RMD is determined by your account value at the end of the previous year and your life expectancy factor (LEF). The first factor is straightforward, but the LEF may be a new concept to some.
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