As you approach retirement, it’s important to consider how required minimum distributions (RMDs) from your IRA or 401(k) ...

Money withdrawn from a tax-deferred retirement account is taxed as you begin to make withdrawals. Here are 3 ways to minimize ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

The ERISA consultants at the Retirement Learning Center (RLC) address whether it’s possible to aggregate RMDs from an annuitized IRA with RMDs from an IRA that isn’t annuitized to determine the total ...

Inherited IRAs pose a number of new challenges, due to the SECURE Act of 2019 and updated IRS guidelines regarding RMDs.

What happens when you, the beneficiary, pass away? What rules apply to someone who inherits the IRA from you, your “successor ...

But for retirees who are subject to required minimum distributions from their tax-deferred accounts, those pesky RMDs can ...

Once you reach a certain age, the government imposes required minimum distributions, or RMDs, on your accounts each year. You ...

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...

The Internal Revenue Service (IRS) has announced a one-year delay for the earliest potential effective date of specific ...

Required minimum distributions must begin after age 73, and you could be taxed on withdrawn funds — but there may be ways to avoid a big IRS bill.

The headline safe withdrawal rate from Morningstar’s 2024 retirement income research was dispiriting: We pegged 3.7% as a ...