As you approach retirement, it’s important to consider how required minimum distributions (RMDs) from your IRA or 401(k) ...

Money withdrawn from a tax-deferred retirement account is taxed as you begin to make withdrawals. Here are 3 ways to minimize ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

The ERISA consultants at the Retirement Learning Center (RLC) address whether it’s possible to aggregate RMDs from an annuitized IRA with RMDs from an IRA that isn’t annuitized to determine the total ...

What happens when you, the beneficiary, pass away? What rules apply to someone who inherits the IRA from you, your “successor ...

Once you reach a certain age, the government imposes required minimum distributions, or RMDs, on your accounts each year. You ...

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...

The Internal Revenue Service (IRS) has announced a one-year delay for the earliest potential effective date of specific ...

The headline safe withdrawal rate from Morningstar’s 2024 retirement income research was dispiriting: We pegged 3.7% as a ...

Here is my question, which uses hypothetical values for simplicity: My RMD for 2024 is $10,000. Can I avoid paying the IRS the tax on that $10,000 this year by investing the full $10,000 RMD or the ...

causing both distributions to be taxed on your 2026 tax return. The 2025 RMD is based on the balance of the account as of Dec. 31, 2024, and a factor from a life expectancy table for your age ...