Early retirement isn’t exclusively for the rich. Many people use a couple of key calculations to determine how much money they need to sustain an extended stay in retirement.

You've probably got one or two financial jobs on your to-do list that you were too busy to get to or perceived as boring ...

Discover the key factors to consider when deciding between a traditional IRA and a Roth IRA conversion. Explore how your current and future tax rates, retirement timeline, and investment portfolio can ...

Trump's 2017 tax bill is up for renewal this year. Here's what it means for your taxes and how to take advantage of low taxes ...

Contributions to a Roth IRA can be withdrawn penalty-free to open a 529 plan. 529 plans allow contributions to grow tax-free ...

Therefore, a Roth IRA provides a "much longer runway for tax-free investing," said certified financial planner Thomas Scanlon ...

If you have a Roth IRA, you may be planning to use it as part of your retirement income. The Roth IRA is a savings vehicle that allows your investments to grow tax-free. While these accounts ...

To illustrate: You might not have been able to contribute to a Roth IRA during your working years ... or even when you are retired — through a Roth conversion.

Generally speaking, the lower your income in a given year, the more favorable it is for you to convert to a Roth IRA. So, for example, if you have already retired, but have not started collecting ...

Jean Folger has 15+ years of experience as a financial writer covering real estate, investing, active trading, the economy, and retirement planning. She is the co-founder of PowerZone Trading, a ...

or even when you are retired — through a Roth conversion. Why is a Roth IRA desirable for some people? Here are the key benefits: Kevin C. King, CFP, is a financial advisor with Edward Jones.

The basic idea is you fund a traditional IRA, for which there are no income limits (assuming you’re not deducting the contribution), then convert that to a Roth. Because a Roth IRA is funded ...