Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you ...

The five-year rule for Roth IRA conversions. The five-year rule for inherited Roth IRAs. Consequences for breaking the five-year rule. Exceptions to the five-year rule. After opening and ...

Required minimum distributions (RMDs) from pre-tax retirement accounts can have a number of unintended consequences. These ...

The tax and retirement planning expert shares what you need to know about the 10-year rule for inherited IRAs, which kicks in ...

Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...

CNBC reported last year that Roth conversions were up 46% year-over-year. Google Trends data shows interest in Roth ...

Explore the benefits of using annuities within traditional and Roth IRAs to generate guLearn about tax-free Roth annuities, QLACs for RMD deferral and how these strategies can enhance your retirement ...

In the case of many individuals investigating the FIRE (financial independence, retire early) lifestyle, there is always a ...

By leveraging tax-advantaged accounts and products, you can build a retirement plan that maximizes growth, minimizes taxes ...

The company I work for was just purchased and our 401 (k) is temporarily frozen for transactions. In the near future we'll be given the opportunity to roll the money into the new larger 401 (k) plan, ...

By staying proactive and informed, financial advisors can help their clients make the most of the present tax environment while positioning them for future changes. Below are key strategies advisors ...