Splitting an IRA among heirs is often the best choice for parents so that there is no dissension or in-fighting among ...

The government offers retirement savers a significant tax advantage when they use certain retirement accounts. Traditional ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

The ERISA consultants at the Retirement Learning Center (RLC) address whether it’s possible to aggregate RMDs from an annuitized IRA with RMDs from an IRA that isn’t annuitized to determine the total ...

It is becoming increasingly commonplace for people to enter long-term romantic relationships without legally marrying. While there are no ...

Inherited IRAs pose a number of new challenges, due to the SECURE Act of 2019 and updated IRS guidelines regarding RMDs.

What happens when you, the beneficiary, pass away? What rules apply to someone who inherits the IRA from you, your “successor ...

But for retirees who are subject to required minimum distributions from their tax-deferred accounts, those pesky RMDs can ...

Once you reach a certain age, the government imposes required minimum distributions, or RMDs, on your accounts each year. You ...

The benefits of Roth IRAs are undeniable. Their earnings and withdrawals come tax-free. You don’t have to take any required minimum distributions on them. Still, advisors warn, converting your regular ...

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...

When it comes to IRA contributions, don’t wait to add your contributions even though your deadline is April 15. When deciding ...