Curious if a Roth conversion might boost your Social Security benefits? Here’s the reality: while converting to a Roth IRA ...

However, RMDs don't apply to Roth individual retirement accounts while the owner or surviving spouse is alive. That can ...

Contributions to a Roth IRA can be withdrawn penalty-free to open a 529 plan. 529 plans allow contributions to grow tax-free ...

Jean Folger has 15+ years of experience as a financial writer covering real estate, investing, active trading, the economy, and retirement planning. She is the co-founder of PowerZone Trading, a ...

Today, let’s meet IMovedYourCheese on Reddit. Cheese is a higher earner who’s been diligently following the traditional ...

What we will be digging into is the question of whether you should convert some or all of your assets from a traditional individual retirement account (IRA) to a Roth IRA. For those who meet ...

and a Roth IRA can be difficult. Choosing when or if you should convert your IRA funds to a Roth account can be even more daunting. Experts commonly recommend that investors compare their current ...

So when you do your conversion, the amount of money you roll into a Roth IRA is a sum you’ll be taxed on. That’s why if you’re interested in a Roth IRA conversion, it’s smart to consult a ...

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...