Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you ...

For 2025, single filers must have a modified adjusted gross income (MAGI) of less than $150,000 to contribute the Roth IRA maximum of $7,000, or $8,000 for those age 50 or older. For married couples, ...

Social Security benefits are an important source of retirement income, and no one wants to lose this money to taxes.

You can't leave all your money in an IRA, but that doesn't mean you can't do something constructive with it outside a tax-deferring retirement account.