When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to ...

In life, you often get second chances — and the same is true with investing. To illustrate: You might not have been able to ...

To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, but you may get that opportunity as you near retirement, or even when ...

But which kind of account is right for you? Roth IRAs have tax advantages that make them useful for long-term savings goals such as retirement or, in certain cases, first-time home purchases.

You could put your money into a traditional IRA for the up-front benefit of tax-free contributions. That’s something a Roth IRA won’t give you, since Roth IRAs are funded with after-tax dollars.

Roth IRAs give you the benefit of tax-free growth and withdrawals. You also don’t have to worry about required minimum distributions. It pays to consider a Roth IRA for its flexibility ...

What we will be digging into is the question of whether you should convert some or all of your assets from a traditional individual retirement account (IRA) to a Roth IRA. For those who meet ...

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I have been thinking a lot about Rothing of late. I wonder: Is a Roth IRA a must? Among the various tax-advantaged retirement accounts that are available to people — most notably IRAs ...