This retirement account is an ‘IOU to the IRS' — but here's when it makes sense, expert says
Your pre-tax IRA is subject to future income taxes, depending on your bracket. But it could offer planning opportunities, ...
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Dave Ramsey advises on 401(k)s, Roth IRAs
Dave Ramsey, a personal finance expert, recently shared his insights on 401(k)s and Roth IRAs. He believes these are powerful ...
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How to Get the Most Out of Your IRA Tax Deductions
IRA contributions are often tax-deductible, but your eligibility for a full, partial, or no deduction depends on factors like ...
No employer plan? Here's how to save for retirement on your own
Saving for retirement on your own is a critical task if you don't have access to a workplace plan. Tax time is the best time ...
Should Your Kids Have A Roth IRA?
If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...
Gold IRA Pros and Cons: 2025 Guide Released
The IRS imposes strict guidelines on Gold IRAs, including approved metal types, purity standards, storage protocols, ...
6 Proven Strategies to Boost Your Tax Refund
Maximize your tax refund with strategies like adjusting your withholding, contributing to retirement accounts, taking ...
Guaranteed Retirement Income: Combining Annuities with Your IRA Strategy
Explore the benefits of using annuities within traditional and Roth IRAs to generate guLearn about tax-free Roth annuities, QLACs for RMD deferral and how these strategies can enhance your retirement ...
6 Questions to Ask Yourself Before Deciding Between a Roth vs. Traditional IRA
You can cut through the confusion of whether a Roth IRA or Traditional IRA will be your best bet by asking yourself six ...
I Absolutely Prefer a Roth IRA to a 401(k) for Retirement Savings. Here's Why.
Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...
Taxable, tax-deferred, tax-free: How to diversify your retirement portfolio
The jockeying and the April 15 tax deadline are timely reminders that smart retirement planning involves taking advantage of ...
Why a traditional 401k is NOT the best retirement account... and other ingenious expert tips to slash taxes to ZERO in later life
It might sound too good to be true, but paying little to no taxes in retirement can be a reality if you plan ahead, reveals ...