Understanding the implications of the '10-year rule' on pre-tax IRAs can significantly impact your financial planning. While ...

Your estate can benefit from a refresh every now and then. And that includes how you manage your portfolio in a down market.

Your pre-tax IRA is subject to future income taxes, depending on your bracket. But it could offer planning opportunities, ...

Among workers who have access to a Roth 401(k), only 17% contribute to one. Here's why others want to start ASAP.

IRA funds can be withdrawn to put toward a home purchase, but depending on your age and circumstances, there may be financial ...

The first reason many people can retire earlier than expected is the tendency for spending to decline with age. According to ...

For perspective, let's imagine you invest $500 monthly into an IRA and average 10% annual returns for 20 years. After those two decades, you would have around $343,650 in your account (not accounting ...

Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...

While you can avoid taxes with smart asset selection – like tax-exempt municipal bond funds or closed-end funds (CEFs) that ...

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...

The IRS imposes strict guidelines on Gold IRAs, including approved metal types, purity standards, storage protocols, ...

Maximize your tax refund with strategies like adjusting your withholding, contributing to retirement accounts, taking ...