After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate. When the fed rate goes down, CD rates decline, and vice versa.

The Federal Reserve maintained interest rates last month. CD rates are influenced by the Fed's decision. Since the Fed didn't cut rates, it's likely CD rates will hold steady in February.

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The Fed lowered its benchmark rate multiple times in the second half of 2024. As a result, banks and credit unions have started lowering CD rates. With a CD, you can lock in high rates while they ...

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March should have fewer twisters, but expect a ramp up into April and May. Still, a few early spring outbreaks are possible. The National Weather Service says there's a weak La Niña heading into ...

The best way to protect computerized information from the bad guys is to use encryption. Whether it’s financial and medical information stored on your computer or private data sent across the ...

Learn More Money Market Accounts or CDs: Which Investment Is Better? Fixed-Rate Certificate of Deposit (CD) A fixed rate certificate of deposit is a CD that has a set or fixed interest rate that ...